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How to Deposit

Make a Theoriq Gold Vault Deposit

01

Connect Wallet

Connect your wallet to the Theoriq app.
02

Deposit

Deposit XAUT, PAXG, USDC, or USDT. Stablecoin deposits are automatically routedinto gold-backed exposure.
03

Wait for processing

Your deposit enters the queue and is routed into gold collateral exposure.
04

Claim tqGOLD (if required)

Return to claim your tqGOLD vault share token once processing is complete.
05

Track position

Monitor your position and accrued yield in gold terms onchain.
You'll Need
An Ethereum-compatible wallet
XAUT or PAXG (tokenized gold)
Or USDC / USDT for the stablecoin on-ramp
ETH for gas fees
tqGOLD — Vault Share Token
tqGOLD represents your share of the vault's assets. Its value is designed toincrease in gold terms as strategies perform. tqGOLD is composable — usable ascollateral, a base pair, or yield layer across DeFi protocols.
Theoriq Gold Vault

Yield on tokenized gold.

Risk-managed, gold-denominated yield on XAUt. Returns are sourced from funding spreads and relative value rather than the price of gold, and they compound in gold terms. Curated by our team, with a stablecoin entry point and explicit risk controls at every layer.

At a glance
AcceptsXAUt · USDC · USDT
Denominated inXAUt
Share tokentqGOLD
NetworksEthereum
Redemptions5-day min · 7-day guaranteed
Trailing 30-day APY5.1% as of 6/25/26
StatusLive
What it is

A gold-denominated vault of vaults, curated.

One deposit gives you a curated portfolio of yield strategies built on a tokenized gold base. Our curation team sets the strategy and the risk limits, AI-assisted systems find and validate opportunities inside them, and realized yield is rotated into gold exposure so the vault grows in gold terms. You can deposit XAUt directly, or deposit stablecoins and the vault handles conversion. The gold stays gold.

Gold base
XAUt collateral
The collateral base is Tether Gold (XAUt). Stablecoins act as working capital, and yield is rotated back into gold.
Yield from signal
Not gold price
Returns come from funding spreads and relative value. The vault is built to earn whether gold rises or falls.
tqGOLD
Compounds in gold
Your vault share, tqGOLD, represents your share of the vault and is designed to grow in gold terms as strategies perform.
The opportunity

A $6B market, sitting idle.

$6B
Tokenized gold onchain, up roughly 450% in twelve months. As of early 2026.

Gold has always been a store of value. For centuries, and now onchain. What it has never done is earn.

The tokenized gold market crossed $6B in early 2026, and almost every dollar of it sits idle. Worse than idle: gold has always cost money to hold, in storage, custody, and management fees. It is dead collateral. It sits.

Theoriq Gold Vault changes that. The same gold base, made productive with the yield infrastructure DeFi already trusts, and a risk profile anchored to the metal rather than to market direction. That idle $6B is the opportunity.

01
From idle to productive
Earn yield while keeping direct exposure to gold. The collateral stays gold throughout.
02
Stablecoin on-ramp
Deposit USDC or USDT and the vault handles conversion into the gold-backed base.
03
Onchain and observable
Every position is observable onchain and attributed across subvaults, so the source of yield is always clear.
How it works

Curation, end to end.

Our curation team sets the strategy and the risk limits. AI-assisted systems do the continuous work inside them, capital deploys across vetted venues, and realized yield rotates into gold and compounds.

01
Curate
Our team sets the strategy, the eligible venues, and the risk limits on a tokenized gold base. The default is conservative.
02
Find signal
Continuous monitoring across lending venues surfaces borrow and lend spreads, Pendle term pricing, and redemption dislocations, the sources of gold-denominated yield.
03
Validate
Every position runs through the validation framework, TEE consensus, fork simulation, and portfolio-state checks, before any capital moves.
04
Deploy
Capital allocates within policy. Realized yield is rotated into gold, so tqGOLD compounds in gold terms.
Strategy samples

Three strategies. One gold-backed base.

Each strategy is suited to different market conditions and deployed selectively when conditions support it. Every leverage move is anchored to tokenized gold collateral.

Cross-venue carry
Spread capture, gold-backed
01
What it does
Uses XAUt collateral to borrow stablecoins and supply into higher-yield stablecoin markets across approved venues, capturing the net rate spread.
Key risks
Spread compression; liquidity and unwind friction; cross-chain routing risk where enabled.
Pendle select
Term yield via PT
02
What it does
Uses XAUt collateral to fund Pendle Principal Token positions held to maturity, locking a defined return profile at entry through discount convergence.
Key risks
PT pricing and liquidity near maturity; underlying and protocol dependencies; exit slippage in stressed markets.
Capital-efficient loops
Policy-bounded loops
03
What it does
Uses XAUt collateral to build capital-efficient stablecoin exposure within conservative LTV limits, with active monitoring and deleveraging when conditions deteriorate.
Key risks
Leverage and liquidation risk; borrow-rate spikes turning carry negative; stablecoin and venue liquidity.
Risk management

Risk discipline at every layer.

Risk management is the product, not a feature. Every position is checked before it executes, custody is policy-enforced, and limits are conservative by default.

Execution validation
Every transaction is validated before capital moves: TEE validator consensus, fork simulation against live portfolio state, and NAV, health-factor, and collateral checks. AI runs the real-time signals and checks. It does not move capital on its own.
Custody and counterparty
MPC custody and policy-enforced signing through Fordefi (SOC 2 Type II), audited ERC-4626 vaults on Upshift with siloed signers and timelocks, and continuous counterparty monitoring of the XAUt issuer. Curators cannot withdraw user funds.
Conservative leverage
The loops strategy runs within conservative loan-to-value limits, with capped loop depth, continuous health-factor monitoring, and automated deleveraging when liquidation distance tightens. Leverage is opportunistic, never structural.
Proven through stress
Zero principal loss through every major volatility event since launch. Pressure-tested across thousands of gold price paths before launch, in bull, neutral, and bear regimes.
Who it is for

Built for every gold allocator.

Gold holders
For treasuries, family offices, and funds holding XAUt, the vault makes that gold productive. Every position is observable onchain and yield compounds in gold terms.
Stablecoin depositors
Access gold-denominated yield without sourcing tokenized gold directly. Deposit USDC or USDT and the vault handles conversion into the collateral base.
Allocators
Explicit constraints, observable onchain behavior, and yield attributed across subvaults, so the source of return is always clear. The transparency diligence requires.
How to deposit

Make a Theoriq Gold Vault deposit.

  1. 01
    Connect wallet
    Connect your wallet to the Theoriq app.
  2. 02
    Deposit
    Deposit XAUt, USDC, or USDT. Stablecoin deposits are routed into the gold-backed base.
  3. 03
    Processing
    Your deposit enters the queue and is routed into gold collateral exposure.
  4. 04
    Claim tqGOLD
    Receive tqGOLD, your vault share token, once processing completes.
  5. 05
    Track and withdraw
    Monitor your position and accrued yield in gold terms onchain. Redemptions are guaranteed within seven days.
You will need
  • An Ethereum-compatible wallet
  • XAUt, the tokenized gold base
  • Or USDC / USDT for the stablecoin on-ramp
  • ETH for gas
tqGOLD · vault share token
tqGOLD represents your share of the vault and is designed to increase in gold terms as strategies perform. It is composable, usable as collateral, a base pair, or a yield layer across DeFi.

Your gold, working.

Proven mechanics, harder collateral, yield that compounds in gold terms. Explore the Theoriq Gold Vault, or talk to us about allocations.

Theoriq

Theoriq is a DeFi strategy curator for tokenized assets. We curate and risk-manage onchain yield, sourced from signal across market conditions and run through institutional-grade controls. AlphaVault ETH and Theoriq Gold Vault are live today, with more assets in the future.

Theoriq · Curating Tokenized RWAs · 2026Privacy · Brand kit · MiCA