Why Theoriq Gold Vault
Theoriq Gold Vault
Tokenized Gold Yield.
Proven DeFi yield strategies running on tokenized gold collateral— with a stablecoin entry point, GoldSwarm AI management, and explicit risk controls at every layer.
%201.svg)
Hard-backed tokenized gold collateral (PAXG / XAUT)
Composable real-world assets on DeFi rails
%201.svg)
Stablecoin on-ramp — deposit USDC or USDT
Policy-bounded risk controls at every layer
%201.svg)
GoldSwarm AI: continuous monitoring, allocation, and risk management
Gold-native yield
Yield compounds in gold
terms. The collateral staysgold throughout.
terms. The collateral staysgold throughout.
GoldSwarm AI
Purpose-built agent swarmcontinuously monitors rates,liquidity, and executes withindefined constraints.
Policy-bounded risk
Explicit constraints definesizing, liquidity assumptions,and unwind triggers acrossthe system.
Vault-of-vaults
One deposit allocatesacross three strategy sub-vaults, rebalanced asconditions change.
Onchain attribution
Every position observableonchain. The source of everybasis point is traceable atevery step.
How It Works
One vault. Three strategies. Gold throughout.
Theoriq Gold Vault is a vault-of-vaults. You deposit. GoldSwarm — Theoriq's AI agent swarm built for this vault — allocates across three yield strategies, continuously monitors conditions, and rebalances within defined risk constraints. Every position is onchain. Every allocation decision is traceable. The gold base stays gold.
Strategy sub-vaults
Each sub-vault runs a specific yield strategy with its
own parameters and scope
own parameters and scope
Allocation layer
The main vault sizes, rebalances, and rotates exposure
across sub-vaults as conditions change
across sub-vaults as conditions change
Gold-backed base
XAUT/PAXG anchors collateral while stablecoins act as
working capital
working capital
Risk boundary
Constraints define sizing, liquidity assumptions, and
unwind triggers across the system
unwind triggers across the system
Vault Architecture
Theoriq Gold Vault
Main Vault · XAUT / PAXG / USDC / USDT
◆
↓
Strategy 01
Cross-Venue Carry
Strategy 02
Pendle Select
Strategy 03
Leveraged Loops
GoldSwarm — monitoring & executing continuously
Gold has always
Tokenized gold — XAUT and PAXG — carries none of the issuer risk or depeg exposure that comes with stablecoins. It cannot be frozen. It cannot depeg. Theoriq Gold Vault combines that collateral with the yield infrastructure DeFi already trusts, managed continuously by GoldSwarm. The result: yield that compounds in gold terms, with a risk profile anchored to the metal, not the market.
01
Earn yield with direct exposure to gold — the collateral stays gold throughout
02
Deposit stablecoins and the vault handles conversion into gold-backed exposure
03
DeFi rails provide access to a tokenized gold market that crossed $6B in early 2026
.png)
Vault Strategies
Three strategies. One gold-backed base.
Each sub-vault runs a distinct yield strategy suited to different market conditions. Cross-venue carry for baseline spread. Term yield for defined return profiles. Capital-efficient loops when conditions support it. Every leverage move anchored to gold collateral.
Cross-Venue / Cross-Chain
Stablecoin Spread Capture,
Gold-Backed.
Gold-Backed.
Strategy 01
Cross-venue lending strategy designed to capture
risk-adjusted spreads between stablecoin borrow and
lend markets while maintaining gold-backed collateral.
risk-adjusted spreads between stablecoin borrow and
lend markets while maintaining gold-backed collateral.
Vault Architecture
Uses XAUT/PAXG as collateral to borrow USDC/USDTand supply into higher-yield stablecoin marketsacross approved venues to capture net rate spreads.
Why it matters
Turns tokenized gold into productive collateral byusing stablecoin markets as working capital, withoutabandoning a gold-backed base.
Key Risks
Spread compression; liquidity and unwind friction;
cross-chain routing risk (where enabled).
cross-chain routing risk (where enabled).
Pendle Select
Term Yield via PT Discount
Convergence.
Convergence.
Strategy 02
Term-focused Pendle Principal Token strategy
designed to capture fixed or discounted yield profiles
by holding PT exposure to maturity on a gold-backed
collateral base.
designed to capture fixed or discounted yield profiles
by holding PT exposure to maturity on a gold-backed
collateral base.
What it does
Uses XAUT/PAXG collateral to borrow USDC, convert
into the required base asset, mint PT exposure, and
hold to maturity to capture discount convergence and
redeem at par.
into the required base asset, mint PT exposure, and
hold to maturity to capture discount convergence and
redeem at par.
Why it matters
Adds a time-defined yield profile that complements
rate-spread strategies and reduces reliance on short-term rotations.
rate-spread strategies and reduces reliance on short-term rotations.
Key Risks
PT pricing and liquidity (especially near maturity);underlying asset and protocol dependencies; exitslippage in stressed markets.
Leveraged Yield Loops
Capital-Efficient Stable
Loops,
Policy-Bounded.
Loops,
Policy-Bounded.
Strategy 03
Rules-based looping strategy that uses gold-backed
collateral to build capital-efficient stablecoin
exposure within conservative LTV limits..
collateral to build capital-efficient stablecoin
exposure within conservative LTV limits..
What it does
Uses XAUT/PAXG collateral to borrow stablecoins andloop into selected yield-bearing stable strategies
within conservative LTV limits, with active monitoring
and de-leveraging when conditions deteriorate.
within conservative LTV limits, with active monitoring
and de-leveraging when conditions deteriorate.
Why it matters
Improves capital efficiency when spreads and liquidity
support it, while keeping exposure bounded by
explicit controls.
support it, while keeping exposure bounded by
explicit controls.
Key Risks
Leverage and liquidation risk; borrow-rate spikes turningcarry negative; stablecoin and venue liquidity risk.
How to Deposit
Make a Theoriq Gold Vault Deposit
01
Connect Wallet
Connect your wallet to the Theoriq app.
02
Deposit
Deposit XAUT, PAXG, USDC, or USDT. Stablecoin deposits are automatically routedinto gold-backed exposure.
03
Wait for processing
Your deposit enters the queue and is routed into gold collateral exposure.
04
Claim tqGOLD (if required)
Return to claim your tqGOLD vault share token once processing is complete.
05
Track position
Monitor your position and accrued yield in gold terms onchain.
You'll Need
An Ethereum-compatible wallet
XAUT or PAXG (tokenized gold)
Or USDC / USDT for the stablecoin on-ramp
ETH for gas fees
tqGOLD — Vault Share Token
tqGOLD represents your share of the vault's assets. Its value is designed toincrease in gold terms as strategies perform. tqGOLD is composable — usable ascollateral, a base pair, or yield layer across DeFi protocols.
.png)
Who It's For
Built for every gold allocator.
Gold Holders
XAUT and PAXG are productive collateral onchain. Theoriq Gold Vault deploys proven DeFi yield strategies against that base, targeting 2.5%–3.5% netAPR. The gold stays gold. The yield compounds in gold terms.
Stablecoin Depositors
Deposit USDC or USDT and access gold-denominated yield exposure without sourcing tokenized gold directly. The vault handles conversion. The yield is real. The collateral is gold.
Allocators
Explicit constraints, observable onchain behavior, and performance attributed across sub-vaults so the source of yield is always clear. That level of transparency is what institutional due diligence requires.
Theoriq Gold Vault
Your gold, earning yield.
Proven DeFi yield strategies. Tokenized gold collateral. GoldSwarm managing allocations onchain, within explicit risk constraints, so your gold compounds in gold terms.
